Financial Planning & Consulting:
Krempa Associates offers Financial Planning services that focus planning in the following disciplines:
- Retirement Planning
- Estate Planning
- Education Planning
- Asset Allocation Planning
- Fee Only Comprehensive Planning Services
Fee Only Comprehensive Planning Services
Charting a successful course for your financial future is becoming more challenging every day. With inflation, taxes, investments, insurance protection and medical care in a perpetual state of flux, staying in control can be a monumental task. We have been referred to as "financial architects," helping clients design the financial house of their dreams.
All too often, people’s lives become fragmented—saving some money here, investing some there and spending some elsewhere. Even under the best of conditions, without the ability to ‘pull it all together’, the achievement of financial freedom, the ability to leave a legacy or fund those dreams are all left to chance—not a desirable place to be in.
We look at our clients’ entire financial portrait—the cash flows, the college tuitions, the vacations, the emergency funds. We talk about their life goals and dreams – where they want to vacation, the house they want to buy, the freedom that comes with having money. We look at their investment portfolios, set up trusts, provide risk assessment and offer employee benefit plans. You might say we look at people as individuals.
Risk Management & Insurance:
Because we can never know what the future will bring, it is important to develop a plan for the unexpected. A sound and well-executed plan will help you protect the people who are most important to you - your partner, your children, or your business associates - the people who need you most.
Krempa Associates may be able to provide you with invaluable help in selecting the best plan for protecting those who depend on you with a comprehensive and competitive insurance portfolio of:
- Life Insurance
- Disability Insurance
- Medical Insurance
- Long Term Care Insurance
Investment Management:
Chances are, you would like to be able to save money for one or more of the following things - retirement, your children's college funds, a down payment on a house or car, or the vacation of your dreams.
The management professionals at Krempa Associates may be able to provide you with strategies in an attempt to give you the most return for your hard-earned dollars:
- Investment Advisory Services
- Mutual Funds
- Individually Managed Accounts
- Stocks and Bonds
Employee Benefits & Retirement:
Employee Benefit Programs have become one of the most costly and important concerns for an employer today. Because of the complexity of these programs, many clients find themselves with issues that they did not anticipate. Our team remains on the cutting edge of trends, programs, regulatory issues, and the benefits marketplace. We take the time to educate our clients on the intricacies of their program. How may Krempa Associates help you today?
Krempa Associates can provide comprehensive and innovative solutions to satisfy all of your company's benefit needs including:
- Group Benefits
- Group Life
- Group Medical
- Group Disability
- Group Dental
- Group Prescription Coverage
- Group Voluntary Benefits
- Executive Benefits
- Employer Sponsored Retirement Plans
